ACE CAR SOLUTIONS WE BUY & SELL CARS

Finance, on your terms

Flexible ways to drive away in your next car.

Choose the plan that suits you

Every quote is bespoke - final terms depend on your credit profile, deposit, and the vehicle.

Personal Contract Purchase (PCP)

Lower monthly payments and a final balloon payment. Keep, return, or part-exchange at the end of the term.

Hire Purchase (HP)

Fixed monthly payments that pay off the full balance over the term. The car is yours once the final payment clears.

Cash Purchase

Outright purchase - no finance, no interest. Reserve online or arrange a viewing with us first.

Finance questions

How do I get a finance quote?

Get in touch by phone or via our contact form and we will tailor a quote to your circumstances. We work with multiple lenders to find competitive terms.

What deposit do I need?

Minimum deposits vary by lender and vehicle, typically around 10% of the car's value. A larger deposit usually means lower monthly payments.

How long are typical terms?

Most plans run 24 to 60 months. PCP terms are often shorter than HP terms because you are not paying off the full balance.

Can I settle finance early?

Yes. Both PCP and HP agreements allow early settlement - you pay off the remaining balance, sometimes with a small fee. We will explain the figures clearly before you sign.

Ready for a quote?

Call us or drop us a message and we'll come back to you the same day.